Leasing / Installment plan

Need money for bigger purchases? Discover the ESTO Small Loan!

✔️Online application in just 1 minute
✔️Fast loan decision
✔️Simple contract signing

Enjoy your long-dreamed-of holiday, buy the latest MacBook for work, or simply have extra money for unexpected expenses – the ESTO Small Loan gives you the opportunity to borrow up to 1000 €.

● Loan amount: 500 € - 10000€
● Loan period: 3 - 48 months
● Loan purpose: any
● Special conditions: 0 € contract fee

Get a loan

The loan decision is individual and will depend on the selected loan amount, contract duration, and your creditworthiness. All actions related to receiving and repaying the loan can be completed digitally, whether submitting an application, changing the loan period, or even making an early repayment.

According to the repayment schedule, all your monthly payments are equal and fixed for the entire loan period you choose. In the ESTO self-service portal, you can easily manage your contracts and repayments as soon as you become a customer.

 Attention! Before signing the contract, carefully read the terms of the proposed contract and, if necessary, consult an ESTO employee or another specialist. For example, if you borrow 500 EUR, the annual percentage rate of charge for the ESTO Small Loan will be 25.48%, the fixed interest rate will be 8.90% per year, the contract fee will be 7.9 EUR, the monthly administration fee will be 1.90 EUR, and the total loan amount and payments will be 844.2 EUR, assuming the loan is repaid over 60 months in equal monthly instalments of 14.07 EUR. Conditions may vary depending on the selected amount, contract term, or the results of the creditworthiness assessment.

WHAT IS ESTO?

ESTO is a financial services company founded in 2016. The company was created in response to the need for payment solutions suitable for both end consumers and merchants. Today, ESTO offers various payment solutions in the Baltic countries and cooperates with more than 2000 partners and stores, as well as having built a network of more than 200,000 customers and partners. You can find the terms here: esto.eu/lt. If you need help, contact an ESTO employee at info@esto.lt or via the online chat at https://estolt.zendesk.com/hc/lt.